ISO 20022 compliant messaging: Redefining the standard for cross-border payments and financial messaging system on XDC Network. Impel is a fintech innovator that uses blockchain technology to deliver financial messaging, payments, and a bridge to the R3 Corda platform to future-facing banks and fintech. It provides a cost-effective alternative to legacy financial messaging solutions like SWIFT and SEPA. It uses a decentralized, enterprise-ready hybrid blockchain to securely and quickly send financial messages and payments and enable instant settlement.